The Nigerian National Housing Policy in Perspective: A Critical Analysis

Abstract

Challenges of housing in terms of quality and quantity appear to be the same all over the world. The needy have less access to housing while the less needy have greater chances of accessing housing. In Nigeria, housing is generally inadequate in the rural areas in terms of quality, while the major problem in urban areas is more of quantity, although quantity is also an issue. The shortage of housing is one of the factors responsible for the poor environmental quality across Nigeria. In 1991, the national housing policy was promulgated in order to propose possible solutions to the housing problems in Nigeria. Twenty years on, millions of Nigerians are still homeless while many others are living in indecent houses. The paper examines the nature and extent of the housing problem in Nigeria in the context of the National Housing Policy. The paper identifies as the major challenges, poor implementation, corruption, bureaucracy and political instability. It recommends housing finance, cooperatives, use of local building materials, development of infrastructure, policy implementation and review of the housing policy as possible solutions to the housing problem in Nigeria.